blueharbor bank | Now This is Banking

Mooresville CD Headquarters - Call 704-662-7700 Huntersville CD Headquarters - Call 704-990-7200

106 Corporate Park Dr., Mooresville NC 104 N. Statesville Road, Huntersville, NC

DDA Rates

Product	Tiers	Annual Percentage Yield	Interest Rate
Neon Blue Checking (Qualifying)	$0 - $30,000	3.250%	3.198%
Neon Blue Checking (Qualifying)	$30,000.01 +	1.000%	0.995%
Neon Blue Checking (Non-Qualifying)	N/A	0.100%	0.100%
Interest Checking	$500 - $2,499 $2,500 - $4,999 $5,000 +	0.150% 0.250% 0.300%	0.150% 0.250% 0.300%
Senior Interest Checking	$500 - $2,499 $2,500 - $4,999 $5,000 +	0.150% 0.250% 0.300%	0.150% 0.250% 0.300%
Premium Interest Checking	$2,000 - $14,999 $15,000 - $49,999 $50,000 +	0.650% 0.750% 1.100%	0.648% 0.747% 1.094%
Business & Non Profit Interest	$2,500 - $9,999 $10,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000 +	0.350% 0.400% 0.550% 0.950% 1.000%	0.349% 0.399% 0.548% 0.946% 0.995%
Blue Ultra Money Market (Personal)	$5,000 - $9,999 $10,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000 +	0.250% 0.500% 0.750% 1.000% 1.250%	0.250% 0.499% 0.747% 0.995% 1.242%
Blue Market Money Market (Business)	$5,000 - $9,999 $10,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000 +	0.250% 0.500% 0.750% 1.200% 1.400%	0.250% 0.499% 0.747% 1.193% 1.390%
IOLTA	N/A	0.750%	0.747%
Basic Savings	N/A	1.000%	0.995%
Child Savings	N/A	1.000%	0.995%
Blue Earnings Non Profit Savings	N/A	1.000%	0.995%
Health Savings	N/A	1.000%	0.995%

*All of the accounts listed above have a variable rate feature and the rate may change.
*On all of the accounts listed above, fees may reduce earnings.

CD Rates

Personal	Annual Percentage Yield	Interest Rate	Business	Annual Percentage Yield	Interest Rate	IRA	Annual Percentage Yield	Interest Rate
31 Days	0.100%	0.100%	31 Days	0.100%	0.100%
6 Months	0.350%	0.349%	6 Months	0.350%	0.349%	6 Months	0.350%	0.349%
12 Months	1.000%	0.995%	12 Months	1.000%	0.995%	12 Months	1.000%	0.995%
24 Months	1.400%	1.390%	24 Months	1.400%	1.390%	24 Months	1.400%	1.390%
36 Months	1.750%	1.735%	36 Months	1.750%	1.735%	36 Months	1.750%	1.735%
48 Months	2.100%	2.078%	48 Months	2.100%	2.078%	48 Months	2.100%	2.078%
60 Months	2.400%	2.372%	60 Months	2.400%	2.372%	60 Months	2.400%	2.372%
6 Month Variable	1.150%	1.143%	6 Month Variable	1.150%	1.143%	12 Month Variable	1.000%	0.995%
12 Month Add On	1.000%	0.995%	12 Month Add On	1.000%	0.995%

*A penalty may be applied for early withdrawal.

Rates as of August 20, 2010 - Subject to Change - Call to confirm current rates

For additional terms and conditions that apply to your account (such as - fees, minimum opening balance requirements, how interest is calculated, and early withdrawal penalties on CDs), please see our deposit agreement and fee schedule for your account. The checking and savings accounts listed above are variable rate accounts. Variable rate means that at our discretion, we may change the interest rate and APY on the account at any time. The Variable Rate CD is also a variable rate account. The other CD accounts earn interest at a fixed rate. Fixed rate means that, after the CD is opened, you receive the applicable interest rate until the CD matures.

Fees could reduce earnings on an account. A penalty is imposed for early withdrawal from a CD.

We may change this deposit rate sheet at our discretion at any time. We may add new accounts and amend or delete existing accounts. We may change interest rates and APYs. We may add, delete or change terms and conditions. We may create new balance tiers or consolidate existing balance tiers.