Frequently Asked Questions

Does Mooresville really need another bank?

Sure it does! Have you banked in Mooresville recently? It may not have been the kind of experience you'd write home about. That's sort of why we're here. We want to change your expectations about what banking can and should be with exceptional customer service you won't get anywhere else.

Why should I choose a community bank?

Community banks just seem to have a little something extra special. Maybe because we can focus all of our resources on the people and community we serve. blueharbor is a Mooresville bank through and through. We've watched this community grow and change over the years, and we can't wait to see what's next.

Is my money safe at blueharbor?

Yes, it is! We're FDIC insured. Click here to determine your insurance coverage under the FDIC.

The FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.

blueharbor bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Why do I keep hearing so much about your coffee?

Probably because it's delicious. We serve a premium blend of Costa Rican coffee you can't get anywhere else because we created it just for our customers. It's another one of the many ways our service goes above and beyond what you'd expect. Click here to get the full coffee story.

How difficult is it to switch all my accounts over to blueharbor?

Take a deep breath and relax, because switching to blueharbor is much easier than you might think. Just click here, and you'll find our Switch Kit. It's got all the information and forms you need to get the ball rolling and within no time you'll wonder what you ever did without us.

What makes your Neon Blue checking account different from other checking accounts?

Our Neon Blue checking account is a little powerhouse. It looks like your average checking account, but you get an amazing interest rate just for using direct deposit, online bill pay, e-statements and your debit card. All the things you probably do already. On top of all that, there's no minimum balance and no monthly maintenance fee. So, for once in your life, your checking account is actually working for you.

I'm new to banking. Can you help me figure out how to get started?

Sure thing! We've got accounts for every stage of life, so we've definitely got something that will fit your needs. Just swing by sometime or give us a call. Actual humans answer our phones, so you can get the information and advice you need quickly and easily without getting trapped in the phone menu maze.

I've got my personal finances in order, what can blueharbor do for my business?

Boy, have you come to the right place! We think small businesses are crucial for building strong, vibrant communities; so we provide expert advice, special perks and competitive accounts to help you reach your goals. Click here to check out the array of products and services we offer for businesses and non-profits.

I'm new to online banking, is there a guide that can help get me started?

We'll do you one better. We have real, live people who can help you through the whole process. Consider them your own "tech team." Come by our branch, and we can answer any questions you might have. You can also give us a call at 704.662.7700 and we'll help walk you through each step. Click here to check out our online banking demo and tutorial.

Is online banking really safe?

It really is. We use powerful encryptions, perimeter and internal firewalls, intrusion detection, virus protection and all the latest security measures to ensure that your transactions are confidential and your money stays where it belongs.

Why don't you capitalize your name?

If you haven't figured it out by now, we're not exactly your typical bank. We like to shake things up now and again, and the stiff, overly formal attitude of most big banks just isn't our style.