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Personal Checking Accounts

Checking accounts were created to make your life simpler. At least that’s the way we see it. From great rates to extra perks, we’ve got the accounts and services that can help you make sense of it all and get more from your money. Welcome to the new era of checking.

We offer a wide variety of options for your personal banking needs. We've explained only a portion of them below. Stop by or contact us today to learn about all of our accounts.



Neon Blue Checking

» Free online banking
» Free online bill pay
» Free check card
» No minimum balance
» No monthly maintenance fee
» Overdraft protection available*
» $100.00 minimum deposit to open

Tiered interest:
$0 to $30,000
$30,000.01 and up

Other bank fees such as non-sufficient fund fees, fees for paying/returning overdrafts may be imposed based on customer transactions and fees may reduce earnings. Interest compounded daily and credited to account monthly.  Annual Percentage Yield (APY) on daily collected balances paid on a split rate tiered system if qualifiers are met.  When qualifiers are not met for the current statement cycle, a lesser APY will be paid on the entire collected balance for the next monthly statement cycle.  The  qualifiers include: 

  • Receive monthly account statement electronically by online banking.
  • Enroll in online banking with bill pay.
  • Complete 2 bill payment transactions or 2 direct deposits/automatic debits or 1 bill payment and 1 direct deposit/automatic debit, per statement cycle.
  • Complete at least 15 point of sale transactions per monthly statement cycle (ATM transactions excluded).

The interest rate is variable, may change after the account is opened, and may change without notice.

*Fee/interest-based overdraft protection available for qualified account holders.



Blue Free Checking

» Free checking
» Free online banking
» Free online bill pay
» Free check card
» Overdraft protection available*
» $50.00 minimum deposit to open

Other bank fees such as non-sufficient fund fees, fees for paying/returning overdrafts may be imposed based upon customer transactions.
*Fee/interest-based overdraft protection available for qualified account holders.



Blue Premium Interest Checking

Interest Checking

» Free online banking
» Free online bill pay
» Free check card
» Overdraft protection available*

Tiered interest:
$500 to $2,499.99
$2,500 to $4,999.99
$5,000 and up

$100.00 minimum deposit to open
Minimum daily balance to earn Annual Percentage Yield is $500.00.
No monthly maintenance fee with $500 average daily balance per statement cycle.

Other bank fees such as non-sufficient fund fees, fees for paying/returning overdrafts may be imposed based upon customer transactions. Tiered interest rate and corresponding (APY) annual percentage yield structure. Interest compounded daily and credited to account monthly. The interest rate is variable and may change after the account is opened and may change without notice.
*Fee/interest-based overdraft protection available for qualified account holders.


Premium Interest Checking

» Free Premium Interest Checks
» Free online banking
» Free online bill pay
» Overdraft protection available*

Tiered interest:
$2,000 to $14,999.99
$15,000 to $49,999.99
$50,000 and up

$100.00 minimum deposit to open
Minimum daily balance to earn Annual Percentage Yield is $2.000.00
No monthly maintenance fee with $2,000 average daily balance per statement cycle

Other bank fees such as non-sufficient fund fees, fees for paying/returning overdrafts may be imposed based upon customer transactions. Tiered interest rate and corresponding (APY) annual percentage yield structure. Interest compounded daily and credited to account monthly. The interest rate is variable and may change after the account is opened and may change without notice.
*Fee/interest-based overdraft protection available for qualified account holders.


Senior Interest Checking

» For ages 50+
» Free Senior Checks
» Free online banking
» Free online bill pay
» Overdraft protection available*

Tiered interest:
$500 to $2,499.99
$2,500 to $4,999.99
$5,000 and up

$100.00 minimum deposit to open
Minimum daily balance to earn Annual Percentage Yield is $500.00.
No monthly maintenance fee with $500 average daily balance per statement cycle.

Other bank fees such as non-sufficient fund fees, fees for paying/returning overdrafts may be imposed based upon customer transactions. Tiered interest rate and corresponding (APY) annual percentage yield structure. Interest compounded daily and credited to account monthly. The interest rate is variable and may change after the account is opened and may change without notice.
*Fee/interest-based overdraft protection available for qualified account holders.





All Access - Online & Telephone Banking

eBlue

At Blue Harbor we give you free online banking and free online bill pay to make your life just a little easier. If you're new to online banking, give us a call or come on in and we'll help you get set up. You'll be transferring funds in your pajamas in no time at all.

» Free online banking
» Free online bill pay

bluedirect

Need a quick update on your account? With bluedirect you can check your balance, see if a transaction has posted, initiate a transfer, make a loan payment or hear if your check has cleared. No matter where you are, or what time it is, we're always here for you. Just give us a call at 704.664.2601 or 704.664.2567.

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