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Frequently Asked Questions

Does Iredell County and Huntersville really need another bank?

Sure it does! Have you banked in a big bank recently? It may not have been the kind of experience you'd write home about. That's sort of why we're here. We want to change your expectations about what banking can and should be with exceptional customer service you won't get anywhere else. Visit us in Mooresville, Statesville or Huntersville and see what you have been missing!

Why should I choose a community bank?

Community banks just seem to have a little something extra special. Maybe because we can focus all of our resources on the people and community we serve. blueharbor is an Iredell County bank through and through. We've watched this community grow and change over the years, and we can't wait to see what's next.

Is my money safe at blueharbor?

Yes, it is! We're FDIC insured. Click here to determine your insurance coverage under the FDIC.

The FDIC deposit insurance increased from $100,000 to $250,000 per depositor permanently on July 21, 2010.

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

Why do I keep hearing so much about your coffee?

Probably because it's delicious. We serve a premium blend of Costa Rican coffee you can't get anywhere else because we created it just for our customers. It's another one of the many ways our service goes above and beyond what you'd expect. Click here to get the full coffee story.

How difficult is it to switch all my accounts over to blueharbor?

Take a deep breath and relax, because switching to blueharbor is much easier than you might think. Just click here, and you'll find our Switch Kit. It's got all the information and forms you need to get the ball rolling and within no time you'll wonder what you ever did without us.

What makes your Neon Blue checking account different from other checking accounts?

Our Neon Blue checking account is a little powerhouse. It looks like your average checking account, but you get an amazing interest rate just for using direct deposit, online bill pay, e-statements and your debit card. All the things you probably do already. On top of all that, there's no minimum balance and no monthly maintenance fee. So, for once in your life, your checking account is actually working for you.

I'm new to banking. Can you help me figure out how to get started?

Sure thing! We've got accounts for every stage of life, so we've definitely got something that will fit your needs. Just swing by sometime or give us a call. Actual humans answer our phones, so you can get the information and advice you need quickly and easily without getting trapped in the phone menu maze.

I've got my personal finances in order, what can blueharbor do for my business?

Boy, have you come to the right place! We think small businesses are crucial for building strong, vibrant communities; so we provide expert advice, special perks and competitive accounts to help you reach your goals. Click here to check out the array of products and services we offer for businesses and non-profits.

I'm new to online banking, is there a guide that can help get me started?

We'll do you one better. We have real, live people who can help you through the whole process. Consider them your own "tech team." Come by our branch, and we can answer any questions you might have. You can also give us a call at 704.662.7700 and we'll help walk you through each step.

Is online banking really safe?

It really is. We use powerful encryptions, perimeter and internal firewalls, intrusion detection, virus protection and all the latest security measures to ensure that your transactions are confidential and your money stays where it belongs.

How do I find out information about my credit score?

You can find general information about credit scores here which outlines the five parts of your credit score and how you can obtain copies of your credit report.

Why don't you capitalize your name?

If you haven't figured it out by now, we're not exactly your typical bank. We like to shake things up now and again, and the stiff, overly formal attitude of most big banks just isn't our style.

Contact Us

Corporate Headquarters (Main Office):
Located at Morrison Plantation
106 Corporate Park Dr.
Mooresville, NC


Mailing address:
Post Office Box 3546
Mooresville, NC 28117

Huntersville Branch:

Located at 104 N. Statesville Road

Huntersville, NC


Mailing address:
Post Office Box 652
Huntersville, NC 28070

Statesville Branch:

Located at 245 East Front Street

Statesville, NC


Mailing address:
Post Office Box 631
Statesville, NC 28687

Report a Debit Card Lost or Stolen:



Investor Relations:
Jim Marshall
704.658.3701 (direct)
704.662.7700 (general)
704.799.7096 (facsimile)

Stock Transfer Agent:
Regular mail send to:
Broadridge Corporate Issuer Solutions, Inc.
PO Box 1342
Brentwood, NY 11717

Overnight mail (FED EX or USP) send to:
Broadridge Corporate Issuer Solutions, Inc.
1155 Long Island Avenue
Edgewood, NY 11717

Email and phone:
You may contact Broadridge Corporate Issuer Solutions, Inc., directly at (855) 449-0974 or by email at All necessary forms can be downloaded from Broadridge's website

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